Commercial General Liability ( CGL) Insurance protects business assets should an incident or cause leading to a property damage, bodily injury, personal, or some advertising claims which may lead to a legal judgment against your business. Often referred to as business liability insurance, commercial insurance, or asset protection insurance because it does exactly that, protects business assets and owners interests from financial ruin to the limits of the policy.

When purchasing a commercial general liability policy look for broad form policy. Look closely at the bodily injury and property coverage limits and exclusions. Other things to check are advertising errors, reputation harm, medical payments for injury while on your premises other than an employee which is excluded in a CGL policy. Manufacturers, wholesalers, importers and other businesses may additionally require specialty liability insurance coverage’s which must be underwritten by the insurance company. This is to your benefit so that you pay according to your industry. Matching your needs to the historical risks.

Liability insurance protects you from most of the terribly imagined causes that can befall a business. Civil lawsuits typically result in judgments or rulings where one party is awarded damages which most often are a monetary amount. Negligence is the most common civil wrong. Business liability insurance may help offset the costs of litigation and protect your business from financial ruin from having to defend a negligence lawsuit.

Obtain Liability Insurance Coverage That Will Fit Your Budget, Call 714-258-2800.

You Will Be Pleased With The Results.

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Peter Green Insurance Agency LLC – An Independent Insurance Agency Headquartered In Orange County, California.
Assisting business with Commercial General Liability Policies Throughout Los Angeles, Orange and Riverside Counties.