For those businesses that can take advantage of a BOP, the value is significant. A business owner’s policy (BOP) combines critical business insurance coverages: business property and business liability. Loss of business income (or business interruption) insurance is usually included. With a single policy, small business owners may gain protection against fire, theft, lawsuits, vandalism, smoke damage, and more. Bundling these coverages is a convenient and cost-effective solution than purchasing these policies separately. (Hartford)

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