Did you know: Uninsured drivers account for 12.6% of all drivers on the road, or approximately 1 in 8 drivers. Next time you are on the road look around & count the uninsured within eye sight and in the rear view mirror.
You have always considered yourself a responsible driver and are proud of the fact that you have never caused a car accident. However, sometimes no matter how careful a driver you are, your path will cross with an irresponsible driver and you will be in an automobile accident that you had no part in creating. What’s even more troubling is that an accident can sometimes occur with an uninsured driver, leaving you potentially exposed to cost of any repairs or medical expense liability arising from the accident.
The likelihood of encountering an uninsured is not as small as you might think. According to the Insurance Information Institute, uninsured drivers account for 12.6% of all drivers on the road, or approximately 1 in 8 drivers. This fact means it makes sense to be sure you are protected not only in the event of an accident, but also in the event that the accident is caused by uninsured motorist.
Understanding Your Auto Insurance Protection
Auto insurance policies commonly offer comprehensive, collision, theft, and bodily injury coverage as standard policy items. Uninsured coverage may also be a standard provision, depending on your insurance company, or may need to be purchased as an additional rider on an existing policy. It is important to evaluate whether your policy includes coverage protection for uninsured motorists. Be confident that you will be reimbursed for costs incurred if you were to be in an accident with an uninsured driver by having uninsured coverage limits sufficient to cover your vehicle replacement and potential medical expenses for you and others who may be driving with you.
Taking the Next Steps in Evaluating Your Auto Insurance Policy
Choosing to work with a trusted knowledgeable insurance professional can be beneficial when evaluating an existing auto insurance policy or considering policy changes as an insurance professional will have access to the insurance policy packages of multiple providers and be able to determine whether under-insured or uninsured motorist coverage is available to you, at what cost, and at what impact to your deductible.
Let us provide you with fresh look at your needs, free quote and guidance for California auto insurance . Call 888-725-7776 or 714-258-2800.