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Life insurance, in its purest form, protects your loved ones from the financial ruin of an unexpected death.Life Insurance Is a plan that works
Having a mortgage, sending kids to college, providing financial support for others are among the more common reasons to buy life insurance.

Understanding Life Insurance from KHANACADEMY.ORG try these videos:
Compare TERM & WHOLE LIFE Insurance – PART 1 and PART 2.

The Process

Initially, a short application will need to be submitted. Upon the first review, life insurance companies generally will require a simple in-home medical evaluation before final approval. Depending on your medical history and the results of the interview, the company may ask for additional details. Factors used in determining the cost of your policy and your requested amount of coverage.  are age and medical condition. The better your health is, the lower the cost. The sooner you decide to get this physical, the quicker the actual value of your life insurance policy will be determined, and the quicker you’ll have protective coverage.

Common Policies

There are two major types of life insurance term and whole life (permanent). Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including whole life, universal life, variable life, and variable universal life. Life insurance products for groups are different from life insurance sold to people.

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Life Insurance – Financial Cornerstone

Significantly, most financial advisors consider life insurance the cornerstone, “a basic part,” of sound financial planning.
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Peter Green, CIC,CWCU


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