Term Life Insurance
Term Life Insurance is one of the simplest and easiest forms of life insurance to own.
Will pay benefit only when death occurs during the policy term you choose, 10 to 30 yrs.
Life insurance companies generally require a simple in-home medical evaluation before final approval. Two key factors used in determining the cost of your policy are age and medical condition. The better your health is the lower the cost. The sooner you decide to get this physical the quicker the true cost of your insurance will be determined and the faster your policy will be issued.
There are two major types of life insurance term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, universal life, variable life, and variable universal life. Life insurance products for groups are different from life insurance sold to individuals.
Many financial experts consider life insurance to be the cornerstone of sound financial planning.
To have a confidential discussion,
Life insurance in its simplest form protects your loved ones from the financial ruin of an unexpected death. Having a mortgage, sending kids to college, providing financial support for others are among the more common reasons to purchase life insurance.
Peter Green, CIC, An Independent Insurance Agent, Shorepoint Insurance Services, an ACRISURE Agency Partner.
Serving Individuals, Families, & Business in Orange, Los Angeles Riverside Counties & all California.