When it Comes to Taking Care of Your Employees, It’s Better to be Safe Than Sorry
Regardless of what kind of business you own, there is always the risk that your employees could get hurt on the job. Obviously, this is much more likely if you run an operation where physical labor is required. However, don’t assume your employees are completely safe if they work in a comfortable office setting all day.
A simple trip over a step or an exposed cable could lead to a concussion or a broken leg, either injury requiring at least several weeks of recovery. The reality is, no matter how many safety policies you have in place, accidents will happen.
Therefore, it’s critical to invest in workers’ compensation insurance, which pays benefits to your employees if they are injured while on the job. It specifically covers their medical bills, a portion of their lost wages, vocational rehabilitation and death benefits.
In most states, employers are required by law to provide workers’ compensation benefits. Without this insurance, you face the possibility of paying extensive medical bills and lost wages, both of which would have been paid for by your workers’ compensation insurance carrier. In addition, you could be forced to pay severe fines and possibly even incur jail time for violating the law.
Workers’ comp insurance helps protect one of your most valuable assets—your employees.
For more information on workers’ compensation insurance, call Peter Green Insurance at 714-258-2800 or 888-725-7776, or click here.